WA FINANCE PTY LTD

A.C.N. - 101 509 666
A.B.N. - 66 101 509 666
Tel: 0402 451 943
Fax: (08) 62101 735

PERSONAL AND CREDIT INFORMATION

PRIVACY ACT 1988 (AS AMENDED) AUTHORISATION/AGREEMENTS

AUTHORISATION TO ACT ON BEHALF OF INDIVIDUALS AND MANAGE PERSONAL INFORMATION

I/We appoint WA Finance Pty. Ltd and its associated entities, and any independent contractors it has appointed to assist in providing services to me/us ("Contractors") as our agents to arrange finance and/or insurance facilities as detailed in Section 5 hereof.

In this document:

• The term "finance" refers to any form of financial accommodation including, but not limited to, loans, leases, rentals or hiring.
• The term "insurance" refers to any form of insurance facility including, but not limited to,motor vehicle comprehensive, loan protection, equity protection ("gap"), title, or mechanical breakdown warranty.

1. ACKNOWLEDGEMENT OF DISCLOSURE OF CREDIT INFORMATION TO A CREDIT REPORTING AGENCY

   I/We agree that under Section 189E(8)(c) of the Privacy Act, a Credit Provider which WA Finance Pty. Ltd. and Contractors may approach in arranging my/our finance (hereinafter an "Approached Credit Provider"), may give a credit reporting agency certain personal information about my/our application for finance.

   The information which may be given to an agency is covered by Section 18E (1) of the Act and includes:

   • Such permitted particulars about me/us which allow me/us to be identified;
   • The fact that I/we have applied for finance and the amount;
   • The fact that the Credit Provider is a current credit provider to me/us;
   • Payments which become overdue more than 60 days, and for which collection action has commenced;
   • Advice that payments are no longer overdue;
   • Certain cheques drawn by me/us which have been dishonored more than once;
   • In specific circumstances, that in the opinion of the Credit Provider, I/we have committed a serious credit infringement;
   • That finance provided to me/us by the Credit Provider has been paid or otherwise discharged.

   By virtue of this declaration, I/we understand that WA Finance Pty. Ltd. and/or Contractors have informed me/us of the disclosure policy to a creditreporting agency of information about me/us by Approached Credit Providers and so authorize such disclosures.

2. AGREEMENT / AUTHORITY FOR AN APPROACHED CREDIT PROVIDER TO PERFORM CERTAIN PERMITTED ACTIONS CONCERNING A FINANCE APPLICATION OR TRANSACTION.

   I/We agree that, if it is considered relevant in assessing my/our application for personal credit, an Approached Credit Provider may obtain a report about my/our commercial activities or commercial credit worthiness from a business, which provides information about the commercial credit worthiness of persons.

   I/We agree that, if it is considered relevant in assessing my/our application for commercial credit, an Approached Credit Provider may obtain from a creditreporting agency a credit report containing personal credit information about me/us.

   I/We agree that an Approached Credit Provider may give to and seek from any credit providers named in the accompanying finance application, and any credit providers that may be named in a personal or commercial credit report issued by a credit reporting agency or commercial credit reporting agency respectively, information about my/our personal or commercial credit arrangements. I/We understand that this information can include any information about me/our credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to give or receive from each other under the Privacy Act.

3. AUTHORISATION TO ACT ON BEHALF INDIVIDUALS

   For the purposes of arranging the finance which is the subject of my/our application, the details of which appear below, I/we authorize WA Finance Pty. Ltd. and Contractors to obtain, on my/our behalf, a report about my/our consumer and commercial credit worthiness from a credit reporting agency or a commercial credit reporting business or from a credit provider named in my/our application or referred to in such reports.

   I/We also authorize WA Finance Pty. Ltd. and Contractors to pass on the above obtained reports to such Approached Credit Providers as are appropriate, for their consideration of this application.

4. COLLECTION AND MANAGEMENT OF PERSONAL INFORMATION

   I/We acknowledge and agree that:

   1. It is necessary for WA Finance Pty Ltd and Contractors to collect personal information regarding me/us from both ourselves and other parties, to WA Finance Pty Ltd and Contractors to apply, on my/our behalf, for the finance and insurance facilities requested. I/We understand that if I/we do not provide the information then WA Finance Pty Ltd and Contractors will not be able to seek the requested facilities from Approached Credit Providers and Insurers.
   2. The information collected may be disclosed to, and used by, WA Finance Pty Ltd, Contractors, Approached Credit providers and Insurers to the degree that each entity considers reasonable and necessary in consideration and arranging the requested facilities.
   3. WA Finance Pty Ltd, Contractors, Approached Credit Providers and Insurers may provide information collected as above to any parties (such as referees, employers etc) named in the application to the extent they deem necessary to assist in assessing and arranging the requested facilities. IF SUCH INFORMATION IS NOT REQUIRED THEN I/WE UNDERSTAND THAT THIS PROVISION MAY BE CANCELLED BY DELETING AND INITIALLING THIS CLAUSE OR BY LATER ADVISING WA FINANCE PTY LTD IN WRITING, AT ITS HEAD OFFICE ADDRESS OF 27 Toulon Circle, MINDARIE, WA 6030
   4. WA Finance Pty Ltd may disclose relevant parts of my/our personal information to third parties it engages, to assist in the provision of its services to me/us including mailing houses and IT contractors.
   5. I/We can gain access to the personal information I/we have provided, or obtain more information on the WA Finance Pty Ltd Privacy Policy, by contacting WA Finance Pty Ltd at the Head Office at 27 Toulon Circle, MINDARIE, WA 6030.

5. EXECUTION

   I/We agree and acknowledge the terms of the document.

   I/We also warrant that the personal information provided by me/us in our application is true and correct and understand that WA Finance Pty Ltd and Contractors will be relying on the integrity of same in seeking to arrange the facilities required.